Rent Buy Program 

Who Says You Can't Own Your Own Home?

AT LAST - the Fast Track to Home Ownership!

If you've had Jack of renting and are serious about leaving the world of renting behind, you should talk to us.  Unlike virtually every other home financier and broker, we can help almost anyone with a good income and a little cash, into their own homes.  How do we do it?

RENT TO BUY - That's how we do it. 

Will Our Rent Buy Plan Work For You?

Basically if you cannot qualify for bank or institutional finance or vendor finance and are not likely to in the foreseeable future, then a rent to buy plan could be just what the doctor ordered.

NOTE: To qualify you'll need to reside in South East Queensland.

Simple Explanation of a Rent Buy Plan

A rent buy plan works on the basis that our joint venture investor (who is approved and sourced by us), will buy the house for you.  You will then make payments to our joint venture bank account just as you would if you had an actual bank loan in place now.  Then, after a reasonable period of time has elapsed  - which is typically 1 to 3 years - we will help you 'finance out' by arranging bank finance for you (conditions apply).   From that point, ownership will vest in you.

During the period of occupancy you can regard the property as your own, as we will give you freedom to decorate and improve the property.  Any increase in the value of the property above your buy price, will be yours to keep.

Payment Arrangements

Payments will vary according to the type of plan selected and the value of the property.

You should note that you will be required to pay an amount of money similar to what would have to be paid if a home loan (either prime or sub-prime) was in place right now. At the very least you will usually be required to cover the investors holding costs for the property selected.

Some people ask if the payments are at the same level as for a traditional rental. This will not work for 2 reasons: Firstly market rent will not cover the investor's holding costs. No investor will extend to you valuable home ownership and equity sharing privileges if they also have to absorb cash losses every month.

The other reason is that it is important that you demonstrate you can afford a full house payment now. if you can't establish a full payment pattern for 12 months or more, how are you ever going to qualify for a home loan?

Key Advantages of Our Rent Buy Plan*

Advantages are numerous:

•       Low deposit

•       Flexible payment arrangements

•       Build equity (and wealth) with rent credits and capital gain

•       Freedom to decorate

•       Freedom to renovate

•       Forced form of savings to start your wealth generation portfolio

•       Choose one of our houses or find your own

•       Pets and kids no problems - we welcome them!

•       Quick approvals

•       Dealing with a Company that has been in business since 2001, with over 200  transactions under the belt.

•       Dealing with honest, ethical people who vigorously uphold 'fairness in business'  principles

 * Conditions apply

Will You Qualify?

Whilst it is much easier to qualify for a rent buy plan than it is for a home loan, we still need to be careful about who joins our family of clients.  Is this you?

1.      South East Queensland resident

2.      Strong, stable income stream - no matter what the source

3.      Great rental reference

4.      Some savings, or you at least have the ability to find a little 'hurt money' to secure

         your new house.

5.      Manageable debt position

Don't Muck Around - Get Onto the Home Ownership Ladder Now!

Don't wait for prices to drop.  The market is moving, prices are rising in many areas.  Not to mention rents.  NOW is the time for you to act.   So, take action and fill out the form below or phone us on (07) 3312 0253, and see if a Rent Buy Plan could work for you. 

If you don't act now, ask yourself this: How many more dollars will you be giving to the landlord?

Contact us by completing the form or give us a call